Mortgage Loan Originator · Austin, Texas
NMLS# 212026 · Abundance Home Mortgage NMLS# 218131
Local mortgage expertise in Austin, Texas — personalized service for every step of your journey.
Nan Kirkpatrick NMLS# 212026 | Abundance Home Mortgage NMLS# 218131
About Nan
With years of experience in the Texas mortgage industry, I specialize in making the home financing process straightforward and stress-free.
Whether you’re buying your first home, refinancing, or exploring investment opportunities, I’ll help you navigate every step with personalized attention and expert guidance.
Our Services
Financing options for every situation.
Traditional financing with competitive rates and flexible terms for qualified borrowers with good credit.
Government-backed loans with lower down payment requirements — ideal for first-time homebuyers.
Exclusive benefits for veterans and active-duty service members, often with no down payment required.
Zero-down financing for eligible rural and suburban homebuyers with income-based qualifications.
Lower your rate, reduce your term, or access equity — I’ll help you find the right refinance strategy.
Financing for higher-priced homes that exceed conventional loan limits, with competitive rates.
Debt Service Coverage Ratio loans for real estate investors — qualify based on rental income, not personal income.
Perfect for self-employed borrowers — qualify using bank deposits instead of traditional tax returns.
Help homeowners 62+ convert home equity into tax-free funds while continuing to live in their home.
What People Say
Real feedback from real clients.
“Nan made the entire mortgage process smooth and stress-free. Her expertise and genuine care for her clients is unmatched. I couldn’t have asked for a better experience.”
— J.M., Austin, TX
5 stars is exceptional and that is exactly what Nan Kirkpatrick was. From day one, before we found a house to purchase, to the very end, Nan was amazing. She was on top of everything and was an excellent communicator, often offering help and info beyond what was required. It certainly wasn’t our first house purchase but it was by far the best experience! I HIGHLY RECOMMEND her!
Nan was amazing! As a first-time homebuyer in a time-sensitive situation, she made what could have been a very stressful process feel easy and manageable.
She walked me through every step of the way and spent hours on the phone with me answering all of my questions. She never made me feel stupid for asking something or like I was wasting her time and she needed to move on to the next thing. She was patient, knowledgeable, and always made time for me.
I also really appreciated how transparent she was throughout the entire process. I always felt like I understood what was happening, what my options were, and what to expect next. Most importantly, I felt like I could trust her and that she had my best interests in mind.
I would highly recommend Nan to anyone, especially a first-time homebuyer. She is extremely knowledgeable, easy to talk to, trustworthy, and genuinely makes you feel like a priority throughout the entire process.
As an agent, I can’t say enough good things about Nan. I’ve had multiple clients work with her, and she consistently does an excellent job. She is incredibly knowledgeable, proactive and especially good at finding solutions when challenges come up. She is wonderful with first-time home buyers – making sure my clients don't have any surprises. She stays on top of every detail, keeps the loan process moving and makes sure everyone knows what needs to happen next. That level of follow-through makes a huge difference.
I have to add, she’s genuinely fun to work with. She brings a great attitude to what can be a stressful process. I trust her with my clients and always enjoy the opportunity to work with her. Five stars without hesitation.
Areas We Serve
Nan is licensed to lend statewide — from the Panhandle to the Gulf Coast, the Big Bend to East Texas, wherever your new home may be.
Get Started
Take the first step toward homeownership today.
Nan Kirkpatrick NMLS# 212026 | Abundance Home Mortgage NMLS# 218131