Mortgage Loan Originator · Austin, Texas
NMLS# 212026 · Abundance Home Mortgage NMLS# 218131
Local mortgage expertise in Austin, Texas — personalized service for every step of your journey.
Nan Kirkpatrick NMLS# 212026 | Abundance Home Mortgage NMLS# 218131
About Nan
With years of experience in the Texas mortgage industry, I specialize in making the home financing process straightforward and stress-free.
Whether you’re buying your first home, refinancing, or exploring investment opportunities, I’ll help you navigate every step with personalized attention and expert guidance.
Our Services
Financing options for every situation.
Traditional financing with competitive rates and flexible terms for qualified borrowers with good credit.
Government-backed loans with lower down payment requirements — ideal for first-time homebuyers.
Exclusive benefits for veterans and active-duty service members, often with no down payment required.
Zero-down financing for eligible rural and suburban homebuyers with income-based qualifications.
Lower your rate, reduce your term, or access equity — I’ll help you find the right refinance strategy.
Financing for higher-priced homes that exceed conventional loan limits, with competitive rates.
Debt Service Coverage Ratio loans for real estate investors — qualify based on rental income, not personal income.
Perfect for self-employed borrowers — qualify using bank deposits instead of traditional tax returns.
Help homeowners 62+ convert home equity into tax-free funds while continuing to live in their home.
What People Say
Real feedback from real clients.
“Nan made the entire mortgage process smooth and stress-free. Her expertise and genuine care for her clients is unmatched. I couldn’t have asked for a better experience.”
— J.M., Austin, TX
Nan step in when needed most, she worked hard to get the very best interest rate for us to close with and zero down. Stay in the realm , Of abundance while Nan being one of the best financial officers we ever work with and she believes in going above and beyond for her clients and their family. Thanks you so much for your long hours and dedication to us.
We had a great experience working with Nan! She was communicative, attentive, and made everything easy to understand. She closely tracked the Fed and market conditions, locking in our rate right before market interest rates rose by over 0.5%. She even secured a two-day lock extension when we needed it. Highly recommended!
We had a wonderful experience working with Nan at Abundance Home Mortgage. She was friendly, knowledgeable, and genuinely cared about helping us purchase our home. Any time we had questions, she was quick to respond and always had the answers. It's clear she really knows her business, and her guidance made the entire process so much easier. We’re so grateful for all of her help and would highly recommend her to anyone looking for a mortgage lender!
Areas We Serve
Nan is licensed to lend statewide — from the Panhandle to the Gulf Coast, the Big Bend to East Texas, wherever your new home may be.
Get Started
Take the first step toward homeownership today.
Nan Kirkpatrick NMLS# 212026 | Abundance Home Mortgage NMLS# 218131